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Grants & Benefits for California Residents

California has 41 state-specific programs in our database, plus 20+ federal programs available to all residents. Use the free matcher to find what you personally qualify for.

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California-Specific Programs

Programs administered by California state agencies.

StateUp to $12,570/year (UC) / $9,220 (CSU)

Cal Grant (A, B, C)

California's primary need-based and merit grant program for college students. Cal Grant A covers tuition; Cal Grant B covers living expenses for low-income students.

Deadline: March 2 (FAFSA/CADAA deadline)

State$20,000

CA Golden State Teacher Grant

Grant for students in teacher credential programs who commit to teaching 4 years at a priority school in CA.

Deadline: Rolling until funds exhausted

StateFree in-home care (value $20,000+/year)

CA In-Home Supportive Services (IHSS)

Pays for in-home care for elderly, blind, and disabled Californians to help them remain safely at home. Family members can often be paid as the caregiver.

Deadline: Rolling

StateUp to 20% of purchase price (shared appreciation)

CA Dream For All (First Gen Homebuyer)

California's first-generation homebuyer program. Provides a shared appreciation loan (no monthly payments) for the down payment.

Deadline: Lottery — periodic

StateUp to $9,648/year (Cal Grant A) or $1,648 access award (Cal Grant B)

Cal Grant A & B

California's primary need-based college grant program. Cal Grant A covers tuition at CSU/UC/private colleges. Cal Grant B provides living expense access awards for lowest-income students.

Deadline: March 2 (FAFSA/CA Dream Act deadline)

State$700–$1,100/month cash + services

CalWORKs — California Work Opportunity & Responsibility to Kids

California's TANF program providing cash assistance, childcare, job training, and support services for low-income families with children.

Deadline: Rolling

StateUp to $3,529 (plus federal EITC)

California Earned Income Tax Credit (CalEITC)

California's state EITC stacks on top of the federal EITC for working Californians with low income. Also includes the Young Child Tax Credit ($1,117) and Foster Youth Tax Credit.

Deadline: Annual — April 15 tax filing

State20–35% discount on utility bills

CARE Program — CA Alternate Rates for Energy

Reduces electricity and gas bills by 20-35% for income-qualified California households. FERA program provides additional 18% reduction for slightly higher-income households.

Deadline: Rolling

State$1,648 per year

California Golden State Grant

One-time grant for Cal Grant B recipients and community college students with exceptional financial need. No separate application needed — automatically determined from FAFSA.

Deadline: Rolling via FAFSA / CA Dream Act

StateSame as state aid — up to $9,648/year

California Dream Act — State Aid for Undocumented Students

Allows undocumented and DACA students who meet CA residency requirements to apply for state financial aid, including Cal Grants, Middle Class Scholarship, and institutional aid.

Deadline: March 2 annually

StateUp to 40% of tuition covered

California Middle Class Scholarship

Reduces tuition at UC and CSU for middle-income families earning up to $201,000. Bridges the gap between Pell Grants and families who earn too much for traditional aid.

Deadline: Rolling via FAFSA

State$500–$10,000,000 loan guarantees

CA IBank Small Business Finance Center

IBank's Small Business Finance Center provides loan guarantees and direct loans for CA small businesses that can't access conventional financing — especially those in underserved communities.

Deadline: Rolling

StateBelow-market rate mortgages — saves $10,000–$40,000 over loan life

CalVet Home Loans

California offers veterans below-market interest rate home loans through CalVet — one of the best veteran mortgage benefits in the nation, often beating VA loan rates.

Deadline: Rolling

State$5,000–$25,000 grants

CA Small Business COVID/Drought Relief (GO-Biz)

CA GO-Biz administers state small business grant programs. Past programs gave $5K–$25K to small businesses. New rounds open periodically — register to be notified.

Deadline: Check GO-Biz for current rounds

StateUp to $70,000 per unit in deferred loans for affordable rentals

CA Multifamily Housing Program (MHP)

For renters: MHP funds affordable housing construction. For individuals: CalHFA's MyHome offers up to $15,000 down payment assistance for first-time CA homebuyers.

Deadline: NOFA rounds — check HCD.ca.gov

State$3,000–$8,000 per worker in training funds

CA Employment Training Panel (ETP)

ETP reimburses California employers for training costs and pays for workers to get new skills. Individuals can also access training through EDD's approved training providers.

Deadline: Rolling

State$1,000–$10,000 in free home upgrades

CA Energy Upgrade / Weatherization Assistance

Free weatherization services for low-income CA households: insulation, HVAC tune-ups, water heater replacement, window sealing, and more to reduce energy bills permanently.

Deadline: Rolling

State$5,500–$9,300

Cal Grant A

Tuition assistance for low-to-middle income California students at qualifying colleges.

Deadline: March 2, 2027

State$0–$9,300

California Dream Act Application Grant

Financial aid for undocumented and other AB 540-eligible students at California colleges.

Deadline: March 2, 2027

StateVaries

Medi-Cal

California's Medicaid program providing free or low-cost health coverage including doctor visits, hospital care, mental health, prescriptions, and preventive care. Fully expanded under the ACA to cover adults without dependent children.

Deadline: Rolling

FederalVaries

CalFresh

California's Supplemental Nutrition Assistance Program (SNAP) providing monthly electronic benefits to purchase groceries at authorized retailers. Approximately 3.78 million Californians receive CalFresh.

Deadline: Rolling

FederalVaries

California WIC

Women, Infants, and Children supplemental nutrition program providing monthly food benefits, breastfeeding support, and nutrition education to low-income pregnant, postpartum, and breastfeeding women, and children up to age 5.

Deadline: Rolling

NonprofitVaries

California Alternate Rates for Energy (CARE)

Ongoing utility discount program offering 20-35% reduction on monthly gas and electric bills for qualifying low-income households. Administered by California investor-owned utilities including PG&E, SCE, SoCalGas, and SDG&E.

Deadline: Rolling

FederalVaries

CalWORKs

California Work Opportunity and Responsibility to Kids program providing cash assistance and employment services to low-income families with children. California's implementation of the federal Temporary Assistance for Needy Families (TANF) program.

Deadline: Rolling

FederalVaries

Section 8 Housing Choice Voucher - Housing Authority of the City of Los Angeles (HACLA)

Federal rental assistance voucher program allowing very low-income families, elderly, and disabled individuals to rent housing in the private market. Tenants pay 30% of their income toward rent; the voucher covers the remainder up to payment standard.

Deadline: Rolling

FederalVaries

Section 8 Housing Choice Voucher - Housing Authority of the County of Santa Clara (HACSC)

Federal Housing Choice Voucher rental assistance for low-income individuals and families in Santa Clara County. Participants select private market housing and pay approximately 30% of income toward rent.

Deadline: Rolling

State$25–$100

CalKIDS Children's Savings Accounts

State-funded children's savings account program automatically seeding $25-$100 college savings accounts for eligible low-income public school students in kindergarten through 12th grade, and for newborns.

Deadline: Rolling

StateVaries

CalWORKs Child Care Stage 1

Subsidized child care for families newly entering CalWORKs cash assistance. Covers costs while parents participate in welfare-to-work activities. Administered by county social services agencies.

Deadline: Rolling

StateVaries

CalWORKs Child Care Stage 2

Continued subsidized child care for families transitioning off CalWORKs cash aid. Provides continuity of care while parents maintain employment. Administered through contracted Alternative Payment agencies.

Deadline: Rolling

NonprofitVaries

Family Electric Rate Assistance Program (FERA)

Utility discount program providing an 18% reduction on monthly electric bills for moderate-income households that do not qualify for the CARE discount. Available through California's investor-owned utilities.

Deadline: Rolling

StateVaries

CalAIM Enhanced Care Management (ECM)

Medi-Cal program providing intensive care coordination for high-need members, including housing navigation, transitions from incarceration, and community support services like short-term housing and medically tailored meals.

Deadline: Rolling

FederalVaries

California Head Start and Early Head Start

Federally funded comprehensive early childhood program providing free education, health, nutrition, and family support services for income-eligible children from birth to age 5 and pregnant women.

Deadline: Rolling

StateVaries

California State Preschool Program (CSPP)

State-funded free preschool for income-eligible 3 and 4 year olds offering part-day and full-day options. Administered through local education agencies, community colleges, and nonprofit organizations.

Deadline: Rolling

StateVaries

Covered California Premium Assistance Subsidy

Federal premium tax credits and state subsidy that reduce monthly health insurance premiums for individuals and families purchasing coverage through Covered California, the state health insurance marketplace. California also provides state subsidies extending assistance beyond the federal threshold.

Deadline: Rolling

StateVaries

In-Home Supportive Services (IHSS)

Program paying for personal care and domestic services for eligible aged, blind, or disabled Medi-Cal recipients to help them remain safely in their own homes. Services include bathing, dressing, meal preparation, housecleaning, and accompaniment to medical appointments.

Deadline: Rolling

FederalVaries

California Emergency Food Assistance Program (TEFAP)

Federally funded program distributing USDA commodity foods through local food banks and pantries at no cost to low-income individuals and families. Operates through the California Association of Food Banks statewide network.

Deadline: Rolling

State$1,648–$9,220

Cal Grant B

State financial aid grant for low-income undergraduate students providing a living allowance and tuition/fee assistance. Award amounts are higher than Cal Grant A living allowances and are intended for students from the lowest-income households.

Deadline: Rolling

StateVaries

California Diaper Assistance Program

Subsidized or free diapers and hygiene supplies for low-income families with infants and toddlers, distributed through county welfare departments and community organizations. Funding and availability vary by county.

Deadline: Rolling

NonprofitVaries

California LifeLine Telephone Assistance Program

Discounted landline and wireless phone service for eligible low-income California residents. Provides reduced monthly rates, free activation, and discounts on phone equipment. Complements the federal Lifeline program.

Deadline: Rolling

StateVaries

California Adult Education Program (CAEP)

State-funded adult education providing free classes in English as a Second Language (ESL), high school equivalency (HiSET/GED), workforce preparation, citizenship, and basic skills for adults 18 and older through local school districts and community colleges.

Deadline: Rolling

StateVaries

California Department of Rehabilitation Vocational Rehabilitation Services

Free employment and training services for Californians with physical, mental, or learning disabilities, including job placement assistance, vocational training, assistive technology, and college support to help individuals achieve competitive employment.

Deadline: Rolling

Federal Programs Available in California

Administered by federal agencies and available to eligible residents in all 50 states. Showing 20 of 111 federal programs — use the matcher to see all that fit your situation.

Federal$7,395/year

Federal Pell Grant

Need-based grant for undergraduate students who haven't earned a bachelor's degree. Does not need to be repaid.

Deadline: Rolling — FAFSA opens Oct 1

Federal$100–$4,000/year

Federal SEOG Grant

Supplemental grant for undergrads with exceptional financial need. Funds limited — priority to earliest FAFSA filers.

Deadline: Varies by school

Federal$4,000/year

TEACH Grant

For students planning to teach in high-need fields at low-income schools. Converts to loan if service requirement unmet.

Deadline: Rolling

FederalFull tuition + ~$1,950/mo housing

Post-9/11 GI Bill (Ch. 33)

Covers tuition at state schools plus housing allowance and book stipend for veterans who served 90+ days post-9/11.

Deadline: Rolling

FederalFree early education (≈$10,000–$14,000/child value)

Head Start Program

Federally funded comprehensive early childhood education for ages 3–5 from low-income families. Covers school readiness, health, nutrition, and family services. Early Head Start serves 0–3.

Deadline: Rolling — contact local program

Federal~$50–$100/month food benefits

WIC — Women, Infants & Children

Nutritious foods, nutrition counseling, and healthcare referrals for low-income pregnant women, new mothers, and children under 5.

Deadline: Rolling

FederalSubsidized childcare (up to $8,000/year value)

Child Care & Development Fund (CCDF)

Helps low-income working families pay for childcare. Each state administers its own version of this federal block grant.

Deadline: Rolling

FederalVaries by state ($100–$900+/month)

TANF — Temporary Assistance for Needy Families

Monthly cash assistance for low-income families with children. Each state runs its own program with different benefit levels and work requirements.

Deadline: Rolling

FederalCovers rent above 30% of income

Housing Choice Voucher (Section 8)

Federal rental assistance for low-income families, elderly, and disabled. Tenants pay 30% of income; voucher covers the rest up to a payment standard.

Deadline: Waitlist — check local HA

FederalUp to $10,000 grant / $40,000 loan

USDA Home Repair Grants (Section 504)

Grants and loans for very low-income rural homeowners to repair homes or remove health/safety hazards.

Deadline: Rolling

Federal$300–$800/year utility help

LIHEAP Energy Assistance

Helps low-income households pay heating and cooling costs. Administered locally through Community Action Agencies.

Deadline: Rolling — varies by state

FederalUp to $275,000

SBIR Phase I Grant

Seed funding for small businesses to explore R&D feasibility for federal agencies. America's largest innovation grant program.

Deadline: Varies by agency

FederalAccess to sole-source contracts ($15B+/year)

SBA 8(a) Business Development Program

9-year mentoring and contracting program for socially and economically disadvantaged small businesses.

Deadline: Rolling

Federal5% of all federal contracting dollars

WOSB Federal Contracting Set-Asides

Federal contracts reserved for women-owned small businesses in underrepresented industries.

Deadline: Ongoing via SAM.gov

Federal3%+ of federal contract dollars

SDVOSB Contracting Set-Asides

Federal contracts reserved for service-disabled veteran-owned small businesses.

Deadline: Ongoing via SAM.gov

FederalOngoing contract vehicle — no cap

GSA Multiple Award Schedule (MAS)

Pre-approved contract vehicle allowing any federal agency to buy your commercial products/services without competitive bid.

Deadline: Rolling

FederalUp to $291/person/month

SNAP (Food Stamps)

Monthly EBT card benefits to buy food at authorized retailers. Average ~$175/person/month.

Deadline: Rolling

FederalFree HIV care, meds, support services

Ryan White HIV/AIDS Program

Medical care and support for people with HIV who lack adequate insurance coverage.

Deadline: Rolling

FederalUp to $3,200/year in tax credits

IRA Home Efficiency Tax Credits (25C/25D)

30% federal tax credits for insulation, windows, heat pumps, and solar panels.

Deadline: Through 2032

FederalAverage $5,000 in free home improvements

Weatherization Assistance Program (WAP)

Free insulation, air sealing, HVAC repair, and energy-efficient upgrades for low-income households.

Deadline: Rolling

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