Federal programHousing

USDA Home Repair Grants (Section 504)

Run by USDA Rural Development, a federal agency

Grants and loans for very low-income rural homeowners to repair homes or remove health/safety hazards.

Award: Up to $10,000 grant / $40,000 loan
Deadline: Rolling
Run by: USDA Rural Development; Federal

Who it's for

Rural homeowner
Income ≤50% AMI
Unable to obtain credit elsewhere
Age 62+ for grant portion

USDA Rural Development decides who gets help.

How to apply

You apply on the program's own website. GrantLantern doesn't process applications. We link you straight to the source.

Apply at rd.usda.gov

Opens in a new tab. GrantLantern is not affiliated with this program.

USDA Home Repair Grants (Section 504) is one option. What else may help?

Many households qualify for more than one program. Answer a few questions to see what else you may qualify for.

Check what I may qualify for

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Where this comes from

Details are based on the program's official information. USDA Rural Development decides who is eligible, not GrantLantern. Check current requirements on their site before you apply.

Other help with housing

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