USDA Rural Housing Direct Loan & Grant
Run by U.S. Dept of Agriculture, Rural Development, a federal agency
Provides very-low-income rural residents with home repair grants and 1% interest home loans. The Section 504 grant covers critical repairs for elderly homeowners.
- Award
- Up to $10,000 grant / 1% interest mortgage
- Deadline
- Rolling
- Run by
- U.S. Dept of Agriculture, Rural Development
- Federal
Who it's for
- Rural area resident (town under 35,000)
- Very low income
- Homeowner (for repair grant)
- Age 62+ preferred for grant portion
U.S. Dept of Agriculture, Rural Development decides who gets help.
How to apply
You apply on the program's own website. GrantLantern doesn't process applications. We link you straight to the source.
Apply at rd.usda.govOpens in a new tab. GrantLantern is not affiliated with this program.
USDA Rural Housing Direct Loan & Grant is one option. What else may help?
Many households qualify for more than one program. Answer a few questions to see what else you may qualify for.
Check what I may qualify forFree. No account needed. Your answers are never sold or shared.
Where this comes from
Details are based on the program's official information. U.S. Dept of Agriculture, Rural Development decides who is eligible, not GrantLantern. Check current requirements on their site before you apply.