CalVet Home Loans

Administered by California Department of Veterans Affairs · calvet.ca.gov

California offers veterans below-market interest rate home loans through CalVet — one of the best veteran mortgage benefits in the nation, often beating VA loan rates.

Eligibility requirements

✓CA veteran (served 90+ days active duty)
✓CA resident or purchasing CA property
✓Honorable discharge

Insider tip

CalVet rates have historically beaten both conventional and VA loan rates. Always get a CalVet quote before closing — even if you've already been approved elsewhere.

How to apply

Apply directly on the official website. GrantLantern does not process applications — we link you directly to the source.

Apply at calvet.ca.gov →

Opens the official source. GrantLantern is not affiliated with this program.

Program details sourced from official government and agency websites. Eligibility is determined by the administering agency — not GrantLantern. Verify current requirements at the official source before applying.

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