TSAHC Home Sweet Texas Home Loan Program
Run by Texas State Affordable Housing Corporation (TSAHC), a state agency
Down payment assistance and 30-year fixed rate mortgage for low and moderate income Texans who do not qualify for the Homes for Texas Heroes program. Provides 3% to 5% of the loan amount as either a non-repayable grant OR a forgivable second lien (forgiven over 3 years if you do not sell or refinance). Works with FHA, VA, USDA, and conventional loans. Available statewide through participating lenders. No first-time buyer requirement (though buyers may pair with a Mortgage Credit Certificate if they are first-time).
- Award
- $5,000–$20,000
- Deadline
- Rolling
- Run by
- Texas State Affordable Housing Corporation (TSAHC)
- State
Who it's for
- Texas resident with low or moderate income. Minimum credit score 620. Income limits vary by county and household size (typically $90,000 to $130,000+ depending on county and family size). Sales price limits also vary by county. Homebuyer education course required before closing.
Texas State Affordable Housing Corporation (TSAHC) decides who gets help.
How to apply
You apply on the program's own website. GrantLantern doesn't process applications. We link you straight to the source.
Apply at tsahc.orgOpens in a new tab. GrantLantern is not affiliated with this program.
TSAHC Home Sweet Texas Home Loan Program is one option. What else may help?
Many households qualify for more than one program. Answer a few questions to see what else you may qualify for.
Check what I may qualify forFree. No account needed. Your answers are never sold or shared.
Where this comes from
Details are based on the program's official information. Texas State Affordable Housing Corporation (TSAHC) decides who is eligible, not GrantLantern. Check current requirements on their site before you apply.