State programHousingTexas only

TSAHC Homes for Texas Heroes Home Loan Program

Run by Texas State Affordable Housing Corporation (TSAHC), a state agency

Down payment assistance and 30-year fixed rate mortgage for Texans in essential service professions. Provides 3% to 5% of the loan amount as either a non-repayable grant OR a forgivable second lien (forgiven over 3 years if you do not sell or refinance). Free Mortgage Credit Certificate (worth $500 to $2,000/year in federal tax credits) included. Works with FHA, VA, USDA, and conventional loans. Run by the Texas State Affordable Housing Corporation, a state-authorized nonprofit. No first-time buyer requirement.

Award: $5,000–$20,000
Deadline: Rolling
Run by: Texas State Affordable Housing Corporation (TSAHC); State

Who it's for

Texas resident in a qualifying profession: full-time public school teachers, teacher aides, librarians, counselors, school nurses; police officers and peace officers; firefighters (paid or volunteer); EMS personnel; corrections officers; county jailers; nursing faculty at public colleges; OR veterans of any branch. Minimum credit score 620. Income limits vary by county (typically $90,000 to $130,000+). Sales price limits vary by county. Homebuyer education course required.

Texas State Affordable Housing Corporation (TSAHC) decides who gets help.

How to apply

You apply on the program's own website. GrantLantern doesn't process applications. We link you straight to the source.

Apply at tsahc.org

Opens in a new tab. GrantLantern is not affiliated with this program.

TSAHC Homes for Texas Heroes Home Loan Program is one option. What else may help?

Many households qualify for more than one program. Answer a few questions to see what else you may qualify for.

Check what I may qualify for

Free. No account needed. Your answers are never sold or shared.

Where this comes from

Details are based on the program's official information. Texas State Affordable Housing Corporation (TSAHC) decides who is eligible, not GrantLantern. Check current requirements on their site before you apply.

Other help with housing

Texas State Affordable Housing Corp (TSAHC) ProgramsDown payment assistance grants and tax credits for low-to-moderate income Texas...TX Emergency Rent/Utility Assistance (TEAM)Texas Emergency Assistance for Multifamily residents (TEAM) and local CARES-funded...TSAHC Home Sweet Texas Home Loan ProgramDown payment assistance and 30-year fixed rate mortgage for low and moderate income Texans...