OH Your Choice! Down Payment Assistance

Administered by Ohio Housing Finance Agency (OHFA) · myohiohome.org

OHFA's Your Choice! program offers 2.5% or 5% of purchase price as down payment assistance, forgivable after 7 years. Available to first-time and repeat buyers.

Eligibility requirements

✓OH resident
✓Income ≤$122,400 (varies by county)
✓Purchase price ≤$381,308
✓640+ credit score
✓OHFA-approved lender

Insider tip

OHFA's 'Target Area' loans offer even better rates in census tracts with lower income — look up whether your target neighborhood qualifies. Repeat buyers are eligible in Target Areas.

How to apply

Apply directly on the official website. GrantLantern does not process applications — we link you directly to the source.

Apply at myohiohome.org →

Opens the official source. GrantLantern is not affiliated with this program.

Program details sourced from official government and agency websites. Eligibility is determined by the administering agency — not GrantLantern. Verify current requirements at the official source before applying.

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