NY Homes for Veterans Program

Administered by NY State Division of Veterans' Services / SONYMA · hcr.ny.gov

SONYMA's Homes for Veterans program offers reduced-rate mortgage financing exclusively for NY veterans. Can be combined with down payment assistance.

Eligibility requirements

✓NY veteran or active duty
✓Honorable discharge
✓Income limits apply (vary by county)
✓Purchasing primary residence in NY

Insider tip

NYC and surrounding counties have the highest income limits — up to $198,000 in some areas. Don't assume you earn too much without checking the county-specific table.

How to apply

Apply directly on the official website. GrantLantern does not process applications — we link you directly to the source.

Apply at hcr.ny.gov →

Opens the official source. GrantLantern is not affiliated with this program.

Program details sourced from official government and agency websites. Eligibility is determined by the administering agency — not GrantLantern. Verify current requirements at the official source before applying.

Related programs in Veterans

Full tuition + ~$1,950/mo housing

Post-9/11 GI Bill (Ch. 33)

Covers tuition at state schools plus housing allowance and book stipend for veterans who served 90+ days po…

View details →

Full tuition + $671–$1,224/mo stipend

Veterans Vocational Rehab (Ch. 31)

Education and job training for veterans with service-connected disabilities.

View details →