State programHousingNew Jersey only

NJ NJHMFA Down Payment Assistance

Run by NJ Housing & Mortgage Finance Agency, a state agency

New Jersey's down payment and closing cost assistance forgivable loan.

Award: Up to $15,000 forgivable loan
Deadline: Rolling
Run by: NJ Housing & Mortgage Finance Agency; State

Who it's for

NJ first-time homebuyer
Income limits apply
640+ credit score

NJ Housing & Mortgage Finance Agency decides who gets help.

How to apply

You apply on the program's own website. GrantLantern doesn't process applications. We link you straight to the source.

Apply at njhousing.gov

Opens in a new tab. GrantLantern is not affiliated with this program.

NJ NJHMFA Down Payment Assistance is one option. What else may help?

Many households qualify for more than one program. Answer a few questions to see what else you may qualify for.

Check what I may qualify for

Free. No account needed. Your answers are never sold or shared.

Where this comes from

Details are based on the program's official information. NJ Housing & Mortgage Finance Agency decides who is eligible, not GrantLantern. Check current requirements on their site before you apply.

Other help with housing

HOME Investment Partnerships ProgramThe largest federal block grant for affordable housing. States and localities use funds...HUD Down Payment & Homebuyer AssistanceHUD-approved programs provide down payment assistance, closing cost help, and below-market...