State programHousingMichigan only

MI State Housing Development Authority (MSHDA) Down Payment

Run by Michigan SHDA, a state agency

Michigan's MI Home Loan program with down payment assistance available statewide or in targeted ZIP codes.

Award: Up to $10,000 down payment assistance
Deadline: Rolling
Run by: Michigan SHDA; State

Who it's for

MI homebuyer
Income limits apply
640+ credit score (660 in non-targeted areas)

Michigan SHDA decides who gets help.

How to apply

You apply on the program's own website. GrantLantern doesn't process applications. We link you straight to the source.

Apply at michigan.gov

Opens in a new tab. GrantLantern is not affiliated with this program.

MI State Housing Development Authority (MSHDA) Down Payment is one option. What else may help?

Many households qualify for more than one program. Answer a few questions to see what else you may qualify for.

Check what I may qualify for

Free. No account needed. Your answers are never sold or shared.

Where this comes from

Details are based on the program's official information. Michigan SHDA decides who is eligible, not GrantLantern. Check current requirements on their site before you apply.

Other help with housing

MI Down Payment Assistance (MI Home Loan)MSHDA's MI Home Loan offers first-time buyers competitive interest rates plus up to...HOME Investment Partnerships ProgramThe largest federal block grant for affordable housing. States and localities use funds...HUD Down Payment & Homebuyer AssistanceHUD-approved programs provide down payment assistance, closing cost help, and below-market...