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Federal programHealthcare

Medicaid Medically Needy / Spend-Down Program

Run by State Medicaid Agencies, a federal agency

33 states have a 'Medically Needy' pathway that lets people with high medical bills qualify for Medicaid even if income is above normal limits. Medical bills reduce ('spend down') your countable income.

Award
Full Medicaid coverage after meeting spend-down
Deadline
Rolling, apply immediately after medical event
Run by
State Medicaid Agencies
Federal

Who it's for

  • Medical expenses that bring income below Medicaid threshold
  • Serious illness, disability, or ongoing medical need
  • Available in: CA, NY, FL, PA, MA, MD, MN, CT, DC, and others

State Medicaid Agencies decides who gets help.

How to apply

You apply on the program's own website. GrantLantern doesn't process applications. We link you straight to the source.

Apply at medicaid.gov

Opens in a new tab. GrantLantern is not affiliated with this program.

Medicaid Medically Needy / Spend-Down Program is one option. What else may help?

Many households qualify for more than one program. Answer a few questions to see what else you may qualify for.

Check what I may qualify for

Free. No account needed. Your answers are never sold or shared.

Where this comes from

Details are based on the program's official information. State Medicaid Agencies decides who is eligible, not GrantLantern. Check current requirements on their site before you apply.

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