Federal programDisability

ABLE Account Program

Run by IRS / State ABLE Programs, a federal agency

Tax-advantaged savings accounts for people with disabilities. Funds can be used for qualified disability expenses without affecting SSI/Medicaid eligibility.

Award: Tax-free savings up to $18,000/year
Deadline: Rolling
Run by: IRS / State ABLE Programs; Federal

Who it's for

Disability onset before age 26 (expanded to before 46 in 2026)
Receiving SSI/SSDI or meet disability certification criteria

IRS / State ABLE Programs decides who gets help.

How to apply

You apply on the program's own website. GrantLantern doesn't process applications. We link you straight to the source.

Apply at ablenrc.org

Opens in a new tab. GrantLantern is not affiliated with this program.

ABLE Account Program is one option. What else may help?

Many households qualify for more than one program. Answer a few questions to see what else you may qualify for.

Check what I may qualify for

Free. No account needed. Your answers are never sold or shared.

Where this comes from

Details are based on the program's official information. IRS / State ABLE Programs decides who is eligible, not GrantLantern. Check current requirements on their site before you apply.

Other help for people with disabilities

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